专家意见

Letter of credit in case of buying real estate

Letter of credit in case of buying real estate: features and mechanism of ensuring a successful deal The purchase of property is always linked to certain risks, such as the risk of failure to complete the transaction. To reduce this risk, the parties of the deal can use a special financial tool – a letter of credit. In this article, we will...
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Mortgage life insurance

Property insurance is a mandatory requirement for buying an apartment with a mortgage, as set by the bank. The policy provides a guarantee that the money will be returned to the lender in case of an emergency. At the same time, banks often additionally ask for life insurance. Life and health insurance plays an important role in obtaining a...
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How to recover lost documents?

Problems with housing documents can become a serious challenge for property owners. Don’t be upset, it is possible to recover lost documents, and we will tell you how to do it. When you discover that your housing documents are missing, the first step is to restore those that confirm your ownership. These may include a purchase and sale...
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How to dispose real estate after the wedding: tips from a marriage expert

How to dispose real estate after the wedding: tips from a marriage expert Today we will talk about how not to get trapped with real estate after marriage. According to article 256 of the Civil Code of the Russian Federation after the wedding, everything that was acquired becomes shared property. But what if you bought an apartment together, but...
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How to choose the right time to buy a country house?

How to choose the right time to buy a country house? in winter, when there are snowfalls and frosts outside the window, many people wonder whether it is worth buying a country house right now. Let's figure it out. Firstly, it is worth noting that the purchase of a cottage in winter can be a profitable solution. At this time of the year, prices...
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Remote registration of real estate transactions through a notary: opportunities and features.

Remote registration of real estate transactions through a notary: opportunities and features. Modern technologies allow you to conduct various operations remotely, including real estate transactions. What if the participants of the deal are located in different cities or even regions? In this case, there is a need for remote registration of the...
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What do you need to know about the sale of an apartment that is under mortgage?

Buying an apartment with a mortgage for most Russians today is the main opportunity to solve the housing issue. However, there are cases when, due to a changed life situation, an apartment needs to be sold. In this article, we will tell you what you need to know about the sale of an apartment that is under mortgage. The first and perhaps the most...
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When should we expect the prices reducing?

There are a lot of the screaming headlines today saying: "Experts predicted a drop in housing prices in Russia by the spring of 2024."  But as a matter of fact we don’t see a decrease in real estate prices in January 2024, and even in some segments we see minimal growth. According to the latest information, the decline in sales in the...
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Why do you need a realtor to sell or buy a property?

The question of whether a realtor is needed to sell or buy an apartment becomes a matter of debate. But we are convinced that a professional realtor can greatly facilitate the entire transaction process and provide you with maximum protection in this important case. It is substantial to understand what you expect from working with a realtor and...
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Why it is more profitable to use the services of a real estate agency

Let's talk about why it is more profitable to use the services of a real estate agency when buying an apartment in a new-built quarter. People often face a choice: to buy an apartment from a developer or through a real estate agency. The price and the set of apartments seem to be the same, but what is the difference then? Let's look into this...
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