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Project finance using escrow

Project finance using escrow is an important stage in the real estate industry that concerns each of us In the summer of 2019, Russian developers switched from shared-equity construction to project financing using escrow accounts. This significant change is aimed at ensuring the safety and reliability of citizens' investments. There will be no...
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New requirements for the first installment on a preferential mortgage

New requirements for the first installment on a preferential mortgage will come into force on December 23. Due to the changes in the mortgage program introduced by the Russian Federation Government, it is important to be aware of new requirements and opportunities for obtaining a preferential mortgage. Let's take a closer look at the main changes...
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How to fix a low mortgage rate before it increases

How to fix a low mortgage rate before it increases Today we will discuss about fixing a low mortgage rate before it increases. In light of the recent decisions of the Central Bank of Russia to raise the key rate, this issue is becoming increasingly relevant. On December 15, 2023, the Board of Directors of the Bank of Russia decided to raise the...
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An Initial instalment of a mortgage

Today’s topic: An Initial instalment of a mortgage Let's talk about such an important aspect when buying a home as an initial instalment of a mortgage. If you are just thinking about purchasing real estate and considering mortgage lending options, then this information will be very useful to you. What is the initial payment? This is the...
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Cadastral revaluation real estate objects in Russia: how will this affect taxes?

Cadastral revaluation real estate objects in Russia: how will this affect taxes? In Russia, the cadastral revaluation of real estate has been completed, and this has certain consequences for taxpayers. According to the leading mass media, the cost of real estate has increased by 20-25 percent on average. This means that the housing tax will also...
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The spouse's consent to real estate transactions. In what cases will it be needed?

The spouse's consent to real estate transactions. In what cases will it be needed? Owning real estate is always a big responsibility and a decision that needs to be made taking into account many factors. And one of these factors is the spouse's consent to the sale of real estate. In this article, we will tell you in which cases it is necessary and...
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The interest rate

A regular meeting of the Central Bank of the Russian Federation will be held in the near future, at which a decision will be made on changing the key rate. This event cannot fail to attract the attention of potential lendees, because changes in rates may affect the conditions of mortgage lending. For those who are planning to purchase housing in St...
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How to manage a mortgage apartment properly

How to manage a mortgage apartment properly Mortgaging is one of the most popular ways to purchase real estate. However, many people have the wrong idea that an apartment purchased with a mortgage belongs to a bank. In fact, the owner of the apartment is the buyer, who has every right to dispose of his property. Until the full repayment of the...
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7 main reasons for challenging a housing deal

Ипотека через агентство недвижимости: преимущества и услуги риэлтора Покупка недвижимости – это ответственный и долгий процесс, особенно если вы решаете приобрести жилье с помощью ипотеки. В таком случае, без надежного партнера-риелтора не обойтись. Его помощь в ипотеке незаменима и предполагает большой перечень работ. Часто для поиска...
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7 main reasons for challenging a housing deal

7 main reasons for challenging a housing deal Buying an apartment is a serious process that can involve not only high financial costs, but also certain risks. In this article, we will look at the main reasons why housing transactions can be challenged. One of the most common reasons for challenging housing transactions is the incapacity or limited...
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